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Products / Activate Rewards Checking w/Duck debit card
Activate Rewards Checking w/Duck debit card
Designed to help our members earn more and save more, Activate Rewards Checking lets you earn cash back and a competitive interest rate in just one account. Plus, you can show your school spirit with a Duck debit card.

Here’s how it works:
When you open a free Activate Rewards Checking account and meet the monthly qualifications, you earn:
2.00% APYon your monthly balance
1% cash backon every debit card purchase when you maintain an average daily balance of $2,500 or more

That’s up to $750+ in interest and cashback rewards each year, just for using your account.

Double up: Pair this account with an Ignite Savings account and we’ll boost your Ignite Savings rate by 0.25% APY when you meet the Activate Rewards Checking qualifications.

Meet three simple monthly qualifications for the best rate:
  • Enroll in eStatements.
  • Make one monthly automated transaction or direct deposit. 
  • Use your debit card 12 times each month. 
  • To earn 1.00% cash back on debit purchases, meet the above qualifications and maintain a monthly balance of $2,500 in your account.