OCCU

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In order to get started, select an account that works for you.

Activate Rewards Checking
Designed to help our members earn more and save more, Activate Rewards Checking lets you earn cash back and a competitive interest rate in just one account.

Here’s how it works:
When you open a free Activate Rewards Checking account and meet the monthly qualifications, you earn:
2.00% APYon your monthly balance
1% cash backon every debit card purchase when you maintain an average daily balance of $2,500 or more

That’s up to $750+ in interest and cashback rewards each year, just for using your account.

Double up: Pair this account with an Ignite Savings account and we’ll boost your Ignite Savings rate by 0.25% APY when you meet the Activate Rewards Checking qualifications.

Meet three simple monthly qualifications for the best rate:
  • Enroll in eStatements.
  • Make one monthly automated transaction or direct deposit. 
  • Use your debit card 12 times each month. 
  • To earn 1.00% cash back on debit purchases, meet the above qualifications and maintain a monthly balance of $2,500 in your account.
Kickstart Cashback
This account is ideal for members between the ages of 16 and 25 who are just starting their financial journey. With your Kickstart Cashback account your spending rewards you. Earn 1% cash back* by completing four simple steps each month:  

1. Maintain enrollment in eStatements.
2. Perform one direct deposit or automatic payment.
3. Make 10 transactions with your OCCU debit card.
4. Log in to MyOCCU Online & Mobile at least once.

More benefits:
  • No monthly service charges or minimum balance
  • Free online and mobile banking
  • Direct deposits up to three days sooner